Insurance makes sense when it comes to your car, your health, or your life. But would you insure your legs, your nose, or your facial hair?
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I find that there aren't too many great options when it comes to insurance for fantasy football. I mean, seriously. I suppose you can technically insure anything as long as someone's willing to be your insurance provider for it. It just seems a little bit silly. I doubt you'll make any more money this way as you would otherwise.
When it comes to getting insurance on your nose and facial, I don't think that is for everybody. Famous people are the kinds of people that can have those random things insured. Some of them are known for the things that they insure. http://www.maynardinsurance.ca/en/home_insurance.html