Insurance makes sense when it comes to your car, your health, or your life. But would you insure your legs, your nose, or your facial hair?
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When it comes to getting insurance on your nose and facial, I don't think that is for everybody. Famous people are the kinds of people that can have those random things insured. Some of them are known for the things that they insure. http://www.maynardinsurance.ca/en/home_insurance.html